shelley bayol
Shelley Bayol became a Financial Recovery Counselor after her own relationship with money drove her to over $25,000 in credit card debt. Little by little, she paid off her credit cards, stopped spending impulsively and gained peace of mind and serenity around her financial life. Contact Shelley at her website www.findingfinancialbalance.com
Articles by this Author
The Wolf in Sheep's Clothing
- By shelley bayol
- Published 10/31/2008
- Personal Finance
- Unrated
We are going through some very difficult financial times. In this article, I will hit on one of the culprits of this mess: credit card companies. Statistics prove that we are spending more than we make, and having credit cards allows us to do that... until now.
Five Ways to Prosper During Difficult Times
- By shelley bayol
- Published 09/18/2008
- Personal Finance
- Unrated
In this newsletter, I am going to talk about the current challenges we face in our money lives and outline some simple tools to make positive changes in your financial life today.
Spend Consciously, Live in Balance
- By shelley bayol
- Published 07/21/2008
- Personal Finance
- Unrated
Do you ever feel that your relationship with money could be healthier? More in balance? Would you love to end the vicious debt cycle and be more connected to your spending; which in turn will bring you more connected to yourself?
Live a Satisfying Life Free of Debt
- By shelley bayol
- Published 07/21/2008
- Personal Finance
- Unrated
You might ask, Is that possible? The answer is a resounding ..Yes! Read on..Learn simple steps to stopping the debting cycle and the steps to take back your financial power!

