Personal Finance Resource Center

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Financial Education Center

In the Financial Education Center, you will gain access to Investing and Trading Essentials, including the psychological aspects of trading, technical indicators, fundamental analysis, value investing, growth investing, relative valuation, our large trading glossary, the advantages of direct access trading, descriptions and pros and cons concerning all available trading methods, and preparing yourself for live trading, and it is ABSOLUTELY FREE. This information will help you become a more successful investor or trader if you take the time to invest in yourself. The site has many Trading Mini-movies, specially developed streaming content that appear throughout the site, covering introductory topics such as risk management, technical analysis and execution skills.

Financial Planning

Having a financial plan is a necessity, not an option. Unfortunately most people do not have a financial plan, and they go through their life making financial decisions with no real direction. Having a financial plan is like a road map to help you get you where you want to go. If you follow the map it can help lead you to financial freedom. Do not drive through life aimlessly hoping you will stumble across the exit to financial freedom, it won't happen. Inside you will find tools & resources to help you on the path to financial freedom, however you define it.

Credit Score

Improving, maintaining, & protecting your credit score allows you to save literally thousands of dollars a year by paying lower interest rates, lower fees, & avoid identity theft. Your credit score is how lenders score you and qualify you for certain loan programs that they offer. Of course the best rates & loan programs are designed for the people with excellent credit. Inside you will find valuable imformation that can help you improve your credit score, monitor it, and help protect you from identity theft.

Debt

Getting out of debt is a common goal for a large portion of our society today. Unfortunately their is not an easy pill you can take to make the debt go away. The
pharmaceutical company that invents that pill would be a good company to invest in though. Their are multiple strategies to getting out of debt from debt consolidation to debt stacking. How does it affect your credit? How much interest am I going to pay? When am I going to be out of debt? These are all important questions that need to be answered. We've put together a list of tools & resources to help you answer those questions and get more information.

Mortgage Loans

How do I know if I am choosing the right mortgage? Whether you are purchasing or refinancing, it is important to understand and weigh your options before applying for a home loan. 30 Year fixed, Interest only, ARM's, Loan Origination fees, Points, APR... what do all of these mean? How do they affect you and how much are you going to pay in fees as well as interest? These are all very important questions and a good mortgage broker or banker should be able to answer these for you. But, you have to ask yourself, do they have any vested interest in you doing the loan with them? Of course they do. That is why it is important for you to understand some of the basics, so you don't get the wool pulled over your eyes.

Banking & Credit Cards

Do your checking and savings account give you the bang for the buck that you are looking for? Do you receive .01% return on your accounts or 5%? The online banking is phenomenal... Well, that's good to hear. And what about your credit cards? Do you use your credit cards to get airline miles without paying a dime in interest? Or do you carry over your balances paying interest on them. How you utilize your banking and credit cards is important to your overall financial health. What about an emergency fund?

Taxes

Uncle Sam needs to eat too, right? That is true, but you don't want him getting fat on your hard earned money. Tax time shouldn't come once a year, you should have already planned for it, because sometimes when it comes to tax time it is too late. It is important to have a good CPA that can maximize your returns by catching all of those deductions and make reccomendations to lower your taxable income. It is equally as important to keep good records of your receipts & deductible expenses.

Insurance

Having adequate insurance to cover you, your family, and your business in case of illness, injury, or death is extremely important. We often have the thought that it is never going to happen to us, until it happens to us. Here are a few tools, resources, and companies that can provide you with the information you need.

Investors Resource Center

Whether you are a professional investor or just starting out you will find a wealth of great information and resources in the Investors Resource Center. Browse the Financial Education Center, watch some of the free investing courses or read the Free E-Books that are offered here. We also provide a market outlook that is updated daily and other tools for you to stay on top of what is going on in the market.

Personal Finance Resource Center

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